Mineral Homes under $900,000

Mineral Homes under $900,000

Welcome to Mineral, Virginia – a hidden gem nestled in the heart of Louisa County, where small-town charm meets natural beauty. This quaint community is known for its stunning landscapes, friendly atmosphere, and a rich history that dates back to the 18th century. With its serene lakes and rolling hills, Mineral offers a peaceful retreat just a short drive from the bustling cities of Richmond and Charlottesville.

For those looking to plant roots in this picturesque town, you'll be delighted to discover a variety of homes available for under $900,000. Whether you’re seeking a cozy cottage, a spacious family home, or a charming farmhouse, Mineral has something to suit every taste and budget. Many of these properties feature modern amenities while retaining the character and charm that make this area so special.

Imagine waking up to the sounds of nature, enjoying your morning coffee on a sunlit porch, or taking a leisurely stroll around the tranquil Lake Anna. The community is perfect for outdoor enthusiasts, offering a plethora of activities such as fishing, boating, hiking, and exploring nearby parks. With friendly neighbors and a strong sense of community, Mineral provides a welcoming environment for families, retirees, and everyone in between.

Explore the unique lifestyle that Mineral has to offer, where affordability meets quality living. With homes under $900,000, you can invest in your dream home without compromising on the beauty and tranquility that this charming town provides. Come and experience the allure of Mineral, Virginia – your perfect sanctuary awaits!

Newest Mineral Homes under $900,000

6000 Stubbs Bridge Rd, Mineral
$419,999
3 Beds ⋅ 2 Baths
Are you looking to live the “LAKE LIFE,” but don’t want to break the bank to do it? Boy, do we have the home for you!! For less than $420K, you can have a raised-ranch style home sitting pretty and private on almost a full acre lot surrounded by trees, and just minutes from the lake. This tucked away beauty boasts 3 BD, 2 BA, a living room, a rec room, a large eat-in kitchen, a kitchenette area in the basement, and a large utility / laundry room. The entire home has been freshly painted (2026); there is new flooring throughout most of the home (2026); the HVAC is brand new (2026); and the driveway was just newly re-graveled (2026). Talk about turn-key ready! Not only does the interior of the home offer plenty of space to spread out, but the outdoor living spaces are pretty amazing, too. There is a LARGE wrap-around deck, which was just rebuilt and newly stained (2026), a stamped concrete walkway and patio area (2024), and a great firepit with plenty of room to gather friends around (2025). BONUS: Just down the road is the Stubbs Overlook community area, complete with a boat ramp and boat slips right on Lake Anna. Not only does this home come with lake and boat slip access, it is just minutes away from Lake Anna State Park, restaurants, shopping, golfing, and more. Location: FANTASTIC… Price: AMAZING… Home: MOVE-IN READY… Lifestyle: RELAXING LAKE VIBES. What is not to love?! Let us know if you would like to tour this home.

6000 Stubbs Bridge Rd, Mineral

Listing courtesy of Keller Williams Capital Properties. Contact:

15309 Red Oak Ln, Mineral
$529,900
4 Beds ⋅ 3 Baths
LOVE THE HOME, BUT NOT THE INTEREST RATES? FOUNDATION HOMES CAN HELP! Take advantage of up to $20,000 in builder incentives to use YOUR WAY! Apply it toward closing costs, a 2% lower interest rate the 1st year, a 1% lower rate the 2nd year, or a combination of both. Enjoy lower mortgage payments during your first two years, reduce your upfront expenses, or choose the option that works best for you! Your dream home may be more affordable than you think! ** AVAILABLE NOW - BRAND NEW CONSTRUCTION - LAKE ANNA - LAKE ACCESS - WYNDEMERE - XFINITY HIGH SPEED INTERNET - AVAILABLE NOW - Just in time for lake season, at a fantastic price! The 4-bedroom Haven, crafted by award-winning builder Foundation Homes, blends timeless colonial style with modern craftsman touches. Step inside from the welcoming front porch into a bright foyer, flanked by a private flex room with double doors and a spacious dining room that flows seamlessly into the gourmet kitchen. Outfitted with high-quality white shaker soft-close cabinets, stainless steel appliances, quartz countertops, a large stainless sink, and an expansive island, the kitchen is both stylish and functional, perfect for cooking and gathering. Oversized windows fill the kitchen, eating area, family room, and sunroom with abundant natural light. The main level showcases 9-foot smooth ceilings and durable, waterproof luxury vinyl tile, ideal for active households. Beautiful oak-tread hardwood stairs lead to the second floor, where all four bedrooms and a convenient laundry room await (1 bedroom NTC- septic). The owner’s suite features two walk-in closets, a linen closet, and a stunning en suite with double vanities, a soaking tub, and a tile shower. The additional bedrooms offer generous closet space. The unfinished walkout basement provides excellent storage and future expansion potential. A composite back deck overlooks your backyard, offering the peaceful setting everyone desires. What truly sets this property apart is the oversized backyard, offering exceptional depth, privacy, and endless possibilities for outdoor living. Surrounded by mature trees and thoughtfully positioned to maximize usable rear yard space, this homesite delivers the perfect balance of privacy, functionality, and low maintenance living. This beautiful home is located in Wyndemere, an inviting Lake Anna community offering fantastic amenities, including basketball and tennis courts, a picnic area, a community boat launch, and boat slips available for an annual lease, all on the public side of Lake Anna. Make this home yours today! Photos are similar to the home, but not exact. Please see Selections in Docs for exact choices. *Incentive is subject to lender approval.

15309 Red Oak Ln, Mineral

Listing courtesy of MacDoc Property Mangement LLC. Contact:

15604 Heth Dr, Mineral
$599,900
4 Beds ⋅ 3 Baths
Discover the perfect blend of comfort and adventure in this stunning 4-bedroom, 3-bathroom raised ranch in the desirable Morgan I community. Built in 2019, this contemporary home features a spacious layout with 2,134 sq ft of living space, highlighted by modern appliances including a refrigerator, dishwasher, electric oven, and washer/dryer for your convenience. Whole house generator with surge protector. Step outside to enjoy the serene beauty of Lake Anna, Walk thru your backyard to the common area, where you can indulge in boating, fishing, and swimming. The community offers public access to the lake, making it an ideal spot for outdoor enthusiasts. With a generous 1.19-acre lot, there's plenty of room for relaxation and recreation. The partially finished walkout basement provides additional space for entertainment and the 2 car detached garage provides extra storage for your lake toys. Embrace a lifestyle of tranquility and adventure in this remarkable home!

15604 Heth Dr, Mineral

Listing courtesy of kwLakeside Real Estate. Contact:

173 Windwood Coves Blvd, Mineral
$629,000
4 Beds ⋅ 2 Baths
Welcome to 173 Windwood Coves Blvd, located in the gated Windwood Coves community on the highly desirable public side of Lake Anna! This beautifully renovated 4-bedroom, 2-full-bath contemporary lake retreat offers the perfect combination of modern updates, rustic lake character, and an incredible location, complete with water access and a boat slip included (boat slip #4)! Surrounded by mature trees, this home welcomes you with its distinctive chalet-inspired architecture, warm siding, soaring roofline, and inviting outdoor living spaces. Multiple decks and a covered porch provide plenty of room to enjoy the fresh air, entertain guests, or unwind after a day on the water. An attached garage adds convenience and extra storage for all your lake essentials. Inside, be prepared to be impressed! The dramatic two-story great room is the heart of the home, featuring soaring vaulted wood ceilings with exposed beams, expansive windows that fill the space with natural light, and a stunning floor-to-ceiling fireplace. The open staircase and upper-level overlook add architectural interest, creating that iconic Lake Anna atmosphere everyone loves, with a beautifully updated interior that feels fresh, warm, and inviting. Continue into the renovated kitchen, where rich navy cabinetry, beautiful countertops, butcher-block work surfaces, a custom range hood, backsplash, and high end stainless steel appliances create a stylish and functional space. The adjoining dining area offers a comfortable place to gather, while the thoughtful layout makes entertaining and everyday living easy. The main level features a spacious primary bedroom with a walk-in closet and an updated full bathroom showcasing a beautifully tiled walk-in shower, glass enclosure, and modern finishes. A dedicated laundry and mudroom area with built-in storage adds everyday convenience. Upstairs, you'll find three additional bedrooms, a second full bathroom, and an open loft-style hallway overlooking the impressive great room below. With four bedrooms and a flexible layout, there's plenty of space to accommodate family, friends, and weekend guests. But the Lake Anna lifestyle doesn't stop at your front door! Windwood Coves is a gated, amenity-rich waterfront community offering access to the public side of Lake Anna, with a boat slip included! Enjoy the community's shared recreational amenities featuring a dedicated beach, swim area, playground, tennis courts, and docks so you can spend your days boating and exploring the lake, and return home to your own private retreat. Located mid-lake near Food Lion, Lake Anna Yacht Club, restaurants, shopping, and popular lake destinations, this location makes enjoying everything Lake Anna has to offer incredibly convenient. Even better, short-term rentals are permitted in the community, making this property an exciting option for a primary residence, vacation getaway, or potential investment property. Beautifully renovated, full of character, and ready for its next chapter, 173 Windwood Coves Blvd delivers the Lake Anna lifestyle you've been looking for. Schedule your tour today!

173 Windwood Coves Blvd, Mineral

Listing courtesy of Real Broker, LLC. Contact:

227 Lake Front Dr, Mineral
$550,000
2 Beds ⋅ 3 Baths
Nestled in the charming Lake Anna Plaza community, this fully furnished, end-of-row townhouse offers a serene lifestyle with delightful water access. Built in 2010, this inviting home features 2 spacious bedrooms and 2.5 bathrooms, perfect for relaxation and comfort. Enjoy the beauty of nearby Lake Anna, where you can indulge in fishing, kayaking, or simply soaking in the tranquil views. The neighborhood boasts a friendly atmosphere, with local amenities just a stone's throw away. Explore nearby parks, walking trails, and community events that foster a sense of belonging. The low-maintenance lot allows you to spend more time enjoying the water and less time on upkeep. With a generous 1,626 sq. ft. of living space, this home is designed for both comfort and convenience. Experience the joys of lakeside living in a community that embraces nature and leisure. Your perfect retreat awaits! *The boat is for sale*

227 Lake Front Dr, Mineral

Listing courtesy of Samson Properties. Contact:

311 Oak Haven Dr, Mineral
$725,000
3 Beds ⋅ 2 Baths
*DISCOUNTED MONTHLY PAYMENT AVAILABLE. Savings up to $458 per month* Welcome to your dream Lake Anna retreat! Built in 2024 and loaded with upgrades, this stunning Craftsman-style home sits on a peaceful 1acre lot in The Waters at Lake Anna, one of the most sought-after communities on the private side of the lake, this beautiful home features over 2,400 finished square feet, 3 bedrooms, 2 full baths, a home office, and an incredible 2,400+ square feet of unfinished basement space just waiting for your personal touch! From the moment you step inside, you'll fall in love with the bright, inviting open floor plan, 9-foot ceilings, gorgeous LVP flooring, and cozy gas fireplace that creates the perfect gathering space for family and friends. The spacious kitchen is designed for both everyday living and entertaining, featuring beautiful granite countertops, a large center island with seating, GE stainless steel appliances, and a 4-burner gas range with griddle. Just off the kitchen, the sun-filled breakfast room offers a wonderful place to enjoy morning coffee, casual meals, and dinners overlooking your peaceful backyard. The main-level primary suite is complete with a generous walk-in closet and a beautifully appointed bathroom featuring separate vanities and a tiled walk-in shower with built-in bench. Two additional spacious bedrooms, a full bathroom, dedicated home office, and convenient laundry room complete the thoughtfully designed main level, offering the ease and comfort of one-level living! Need more space? The massive unfinished basement offers over 2,400 additional square feet of possibilities! With framing already in place and rough-in plumbing for a future bathroom, much of the groundwork has been started for creating additional living space, a recreation room, home theater, guest accommodations, or whatever fits your lifestyle! Step outside and enjoy the fresh air from your screened-in porch, fire up the grill on the patio, or take advantage of the spacious 1 acre yard with plenty of room for gardening, outdoor games, entertaining, and making memories. The roof has a 60 year shingle and also has gutters and gutter guards. An attached 2-car garage and paved driveway add even more convenience. And the best part? The incredible resort-style amenities of The Waters at Lake Anna! Spend your summer days lounging by the community's in-ground swimming pool, relaxing on the sandy beach, or heading out on the lake for a day of boating, fishing, and watersports! Residents enjoy a beautiful clubhouse, boat ramp, tennis courts, pickleball, basketball, playground, 9 day-use boat slips, and 11 additional boat slips available for annual lease. It's like being on vacation without ever leaving home! Located in a golf cart-friendly community with high-speed fiber internet available, you'll enjoy the peacefulness of lake living while being just minutes from grocery shopping, restaurants, coffee shops, and popular local destinations including Lake Anna Taphouse and The Yacht Club.This nearly new home offers the space, style, and lifestyle you've been dreaming of. Move right in and start making Lake Anna memories! *Discounted monthly payment with seller's preferred lender. Savings up to $458 per month. Contact listing agent or see MLS document section for more details.*

311 Oak Haven Dr, Mineral

Listing courtesy of Lake Anna Island Realty. Contact:

7778 Fredericks Hall Rd, Mineral
$369,900
3 Beds ⋅ 2 Baths
Big on charm, full of thoughtful details, and surrounded by 8 acres of privacy! Welcome to 7778 Fredericks Hall Road, where inviting interiors meet a peaceful country setting. Built in 2020, this three-bedroom, two-bath modular home offers approximately 1,568 square feet of single-level living with standout finishes throughout. New carpet, paint touch-ups, and fresh landscaping completed in 2026 add to its welcoming appeal. The land opens the door to so many possibilities. Imagine having eight acres of your own to explore, enjoy, and shape over time. Mostly wooded, the property offers a peaceful natural setting with a smaller cleared area toward the right rear of the home. Picture a flourishing garden, evenings around a firepit, space for outdoor hobbies, or the potential to create walking trails through your own woods. Dreaming of a future workshop or a more self-sufficient country lifestyle? There’s room to explore the possibilities. Whether you have big plans or simply want the privacy, nature, and breathing room that acreage provides, this setting invites you to make the land your own. Inside, the home is equally memorable. The kitchen features warm Shaker-style cabinetry, generous counter space, and a spacious island with decorative barn-style accents. A stainless farmhouse sink, statement range hood, and pendant lighting create an inviting centerpiece for everyday living and entertaining. The adjoining dining area features a striking wood-accented tray ceiling and chandelier, while decorative wood beams, crown molding, substantial window trim, and built-in shelving and cabinetry bring warmth and character to the main living spaces. Three bedrooms and two full baths complete the comfortable single-level layout. Located in Mineral, the property puts you within reach of Lake Anna’s boating, fishing, recreation, and waterfront dining while giving you a private country retreat to come home to. A beautiful newer home, the ease of one-level living, and eight acres to call your own—all at an incredible price. This is your opportunity to create the lifestyle you’ve been imagining!

7778 Fredericks Hall Rd, Mineral

Listing courtesy of Keller Williams Capital Properties. Contact:

819 Mitchell Point Rd, Mineral
$499,900
3 Beds ⋅ 2 Baths
Welcome to 819 Mitchell Point Road, where the timeless charm of a beautiful log home meets the sought-after Lake Anna lifestyle! Situated on a spacious 1+ acre corner lot in the desirable Edgewood Bay community, this distinctive property offers beautiful craftsmanship, a peaceful wooded setting, community water access, and an included boat slip just a short walk away. Whether you're searching for a full-time residence or the perfect weekend escape, this home offers a wonderful combination of comfort, character, and lake living! The recently refinished and stained log exterior creates a striking first impression, showcasing the rustic beauty and craftsmanship that make this home so special. Inside, you'll find warm natural wood finishes, exposed beams, and beautiful wood flooring throughout. The inviting open floor plan seamlessly connects the living room, dining area, and kitchen, creating a wonderful space for both everyday living and entertaining. Imagine gathering with friends after a day on the lake, enjoying meals together, or simply relaxing in the warmth of this charming home. A beautiful spiral staircase adds architectural character as it leads to an open loft overlooking the living room. With access to an outdoor balcony, this versatile space offers a peaceful retreat to enjoy the surrounding natural beauty. The main level features three bedrooms and two full bathrooms, including a primary bedroom thoughtfully positioned on the opposite side of the home from the additional bedrooms for added privacy. Sliding glass doors from the dining area lead to a newer Trex deck, extending your living space outdoors. Enjoy your morning coffee surrounded by nature, host an afternoon barbecue, or unwind after a day on the water. The generous 1+ acre corner lot offers an appealing sense of space, with mature trees lining the rear of the property to provide additional privacy and a beautiful natural backdrop. The possibilities continue in the spacious unfinished basement, where a stunning stone gas fireplace creates a beautiful focal point for future living space. Imagine transforming this level into a recreation room, entertainment area, guest accommodations, or additional living space tailored to your needs. Convenient access to the oversized one-car garage adds functionality and storage. Additional exterior features include a storage shed and two gravel driveways, providing plenty of room for vehicles, guests, and lake-day essentials. The back lower deck is wired for a hot tub. One of the home's appealing features is its access to beautiful Lake Anna! Enjoy community water access and the convenience of your very own included boat slip, located just a short walk from the property within a private, gated community area. Spend your days boating, fishing, exploring the lake, or simply soaking up the relaxing atmosphere that makes Lake Anna such a special destination. And with the nearby Food Lion shopping center less than five minutes away, everyday conveniences are always within easy reach. With its distinctive log home character, spacious 1+ acre lot, water access, and included boat slip, 819 Mitchell Point Road offers an exceptional opportunity to embrace the Lake Anna lifestyle. Come discover the charm, space, and possibilities this beautiful property has to offer and start making your own lake memories!

819 Mitchell Point Rd, Mineral

Listing courtesy of EXP Realty, LLC. Contact:

43 Seclusion Shores Dr, Mineral
$289,000
2 Beds ⋅ 2 Baths
!!WELCOME TO THE LAKE!! ONE LEVEL LIVING AT AN UNBEATABLE PRICE! WALKING DISTANCE TO COMMUNITY BOAT LAUNCH, DOCKS, GAZEBO, PICNIC AREA AND MORE! THIS PROPERTY BOASTS A WIDE OPEN FLOOR PLAN, EAT IN KITCHEN, LARGE PRIMARY BEDROOM W/ ITS OWN BATH & WALK IN CLOSET, BRAND NEW CARPET, BRAND NEW PAINT, BRAND NEW LANDING AND STAIRS AT BACK DOOR, READY FOR ITS NEW OWNERS. PERFECT FOR A WEEKEND GETAWAY HOME OR ANYONE WHO WANTS TO EMBRACE THE LAKE LIFE! NESTLED ON AN AWESOME LARGE LOT WITH HUGE DRIVEWAY FOR PLENTY OF ROOM FOR PARKING, BOAT OR JETSKI STORAGE/PARKING, AND MORE! CONTACT US TODAY TO SET UP YOUR OWN PRIVATE SHOWING! **1% BUY DOWN OR CLOSING COST CREDIT AVAILABLE TO BUYERS WHO QUALIFY AND USE OF PREFERRED LENDER!!**

43 Seclusion Shores Dr, Mineral

Listing courtesy of Samson Properties. Contact:

15105 Rose Valley Dr, Mineral
$313,500
3 Beds ⋅ 2 Baths
LAKE LIVING-PRICE REDUCED! Come see this 3 bedroom 2 full bath ranch home on 0.98 acre lot in the Rose Valley neighborhood with water access, boat launch, community park for all of your water toys and fun! The eat-in kitchen is open with electric range, microwave, dishwasher and refrigerator. The dining room is open to the large living room and kitchen. The primary bedroom is well proportioned with carpeting-the remaining bedrooms are also good sized-bathrooms feature tub/shower combinations-huge garage is there for toys, cars or extra storage. SOLD AS-IS, with no repairs by Seller. This property may qualify for Seller Financing (Vendee). If Property was built prior to 1978, Lead Based Paint Potentially Exists.

15105 Rose Valley Dr, Mineral

Listing courtesy of Warrior Realty of Virginia LLC. Contact:

1395 Centerville Rd, Mineral
$569,990
4 Beds ⋅ 3 Baths
Lake Anna the place you want to come home to, or the getaway you look forward to all week. This newly built water-access home in Tall Pines offers room to bring everyone together, a private setting to recharge, and a boat slip in the common area for enjoying the days on the lake. This craftsman style home features 4 bedrooms, 2.5 baths, and 2,251 square feet of living space, plus an attached 2-car garage for all your lake toys. Gather around the kitchen island before heading out on the water, return for an evening meal on the back deck, or settle in beside the fireplace when the days turn cooler. The covered front porch offers another inviting spot to enjoy the peaceful outdoor surroundings. Whether you’re putting down roots or making room for more weekends away, this home gives you reasons to stay a little longer. Come walk through the home, visit the common area, and picture yourself and your next chapter at Lake Anna. Convert to PDF

1395 Centerville Rd, Mineral

Listing courtesy of kwLakeside Real Estate. Contact:

205 Moorefield Rd, Mineral
$499,900
3 Beds ⋅ 2 Baths
6.26 ACRES WITH POND ACCESS! Enjoy country living in this brand-new 3-bedroom, 2-bath home offering 1,531 finished square feet. The open floor plan features 9' ceilings, abundant natural light, and a spacious eat-in kitchen with white cabinetry, tile backsplash, stainless steel appliances, and quality finishes throughout. The living room showcases a custom entertainment wall, while designer light fixtures and modern touches add to the home's appeal. The primary suite includes a double vanity and a beautifully tiled walk-in shower. Relax on the 6' x 24' covered front porch or the 10' x 27' rear patio overlooking the property. Situated on 6.26 acres with private pond access, the property has been landscaped and mulched with a walking path leading to the pond. Conveniently located just minutes from Louisa High School and everyday amenities.

205 Moorefield Rd, Mineral

Listing courtesy of LLoyds Real Estate, LLC. Contact:

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