Mineral Homes under $400,000

Mineral Homes under $400,000

Welcome to Mineral, Virginia – a hidden gem nestled in the heart of Louisa County, where small-town charm meets the great outdoors. With its picturesque landscapes and friendly community, Mineral offers a perfect blend of tranquility and accessibility, making it an ideal spot for families, retirees, and anyone looking to embrace a simpler way of life.

This quaint town is conveniently located just a short drive from Charlottesville and Richmond, providing easy access to urban amenities while maintaining its peaceful rural vibe. Mineral is surrounded by beautiful lakes and parks, perfect for hiking, fishing, and enjoying nature’s beauty. The nearby Lake Anna is a popular destination for boating and swimming, ensuring that outdoor enthusiasts will never run out of exciting activities.

One of the most appealing aspects of Mineral is its affordability. Homes in this charming town can be found for under $400,000, making it an attractive option for first-time homebuyers and those seeking a budget-friendly lifestyle without sacrificing quality or comfort. From cozy single-family homes to spacious properties with ample outdoor space, there’s something for everyone in this welcoming community.

As you explore the real estate opportunities in Mineral, you’ll discover not just a house, but a place to call home. With its friendly atmosphere, stunning natural surroundings, and affordable housing options, Mineral, Virginia, is ready to welcome you into its embrace. Come and experience the warmth of this delightful town – your dream home awaits!

Newest Mineral Homes under $400,000

7778 Fredericks Hall Rd, Mineral
$369,900
3 Beds ⋅ 2 Baths
Big on charm, full of thoughtful details, and surrounded by 8 acres of privacy! Welcome to 7778 Fredericks Hall Road, where inviting interiors meet a peaceful country setting. Built in 2020, this three-bedroom, two-bath modular home offers approximately 1,568 square feet of single-level living with standout finishes throughout. New carpet, paint touch-ups, and fresh landscaping completed in 2026 add to its welcoming appeal. The land opens the door to so many possibilities. Imagine having eight acres of your own to explore, enjoy, and shape over time. Mostly wooded, the property offers a peaceful natural setting with a smaller cleared area toward the right rear of the home. Picture a flourishing garden, evenings around a firepit, space for outdoor hobbies, or the potential to create walking trails through your own woods. Dreaming of a future workshop or a more self-sufficient country lifestyle? There’s room to explore the possibilities. Whether you have big plans or simply want the privacy, nature, and breathing room that acreage provides, this setting invites you to make the land your own. Inside, the home is equally memorable. The kitchen features warm Shaker-style cabinetry, generous counter space, and a spacious island with decorative barn-style accents. A stainless farmhouse sink, statement range hood, and pendant lighting create an inviting centerpiece for everyday living and entertaining. The adjoining dining area features a striking wood-accented tray ceiling and chandelier, while decorative wood beams, crown molding, substantial window trim, and built-in shelving and cabinetry bring warmth and character to the main living spaces. Three bedrooms and two full baths complete the comfortable single-level layout. Located in Mineral, the property puts you within reach of Lake Anna’s boating, fishing, recreation, and waterfront dining while giving you a private country retreat to come home to. A beautiful newer home, the ease of one-level living, and eight acres to call your own—all at an incredible price. This is your opportunity to create the lifestyle you’ve been imagining!

7778 Fredericks Hall Rd, Mineral

Listing courtesy of Keller Williams Capital Properties. Contact:

43 Seclusion Shores Dr, Mineral
$289,000
2 Beds ⋅ 2 Baths
!!WELCOME TO THE LAKE!! ONE LEVEL LIVING AT AN UNBEATABLE PRICE! WALKING DISTANCE TO COMMUNITY BOAT LAUNCH, DOCKS, GAZEBO, PICNIC AREA AND MORE! THIS PROPERTY BOASTS A WIDE OPEN FLOOR PLAN, EAT IN KITCHEN, LARGE PRIMARY BEDROOM W/ ITS OWN BATH & WALK IN CLOSET, BRAND NEW CARPET, BRAND NEW PAINT, BRAND NEW LANDING AND STAIRS AT BACK DOOR, READY FOR ITS NEW OWNERS. PERFECT FOR A WEEKEND GETAWAY HOME OR ANYONE WHO WANTS TO EMBRACE THE LAKE LIFE! NESTLED ON AN AWESOME LARGE LOT WITH HUGE DRIVEWAY FOR PLENTY OF ROOM FOR PARKING, BOAT OR JETSKI STORAGE/PARKING, AND MORE! CONTACT US TODAY TO SET UP YOUR OWN PRIVATE SHOWING! **1% BUY DOWN OR CLOSING COST CREDIT AVAILABLE TO BUYERS WHO QUALIFY AND USE OF PREFERRED LENDER!!**

43 Seclusion Shores Dr, Mineral

Listing courtesy of Samson Properties. Contact:

15105 Rose Valley Dr, Mineral
$313,500
3 Beds ⋅ 2 Baths
LAKE LIVING-PRICE REDUCED! Come see this 3 bedroom 2 full bath ranch home on 0.98 acre lot in the Rose Valley neighborhood with water access, boat launch, community park for all of your water toys and fun! The eat-in kitchen is open with electric range, microwave, dishwasher and refrigerator. The dining room is open to the large living room and kitchen. The primary bedroom is well proportioned with carpeting-the remaining bedrooms are also good sized-bathrooms feature tub/shower combinations-huge garage is there for toys, cars or extra storage. SOLD AS-IS, with no repairs by Seller. This property may qualify for Seller Financing (Vendee). If Property was built prior to 1978, Lead Based Paint Potentially Exists.

15105 Rose Valley Dr, Mineral

Listing courtesy of Warrior Realty of Virginia LLC. Contact:

351 Moorefield Rd, Mineral
$340,000
3 Beds ⋅ 2 Baths
COMPLETE! Brand-new 3-bedroom, 2-bath home situated on 2.36 acres, conveniently located just minutes from Mineral and a short drive to Lake Anna. The interior offers 1,791 square feet of living space with an open floor plan, two living areas, and office space. Features include Shaw Lino flooring, a coffee bar area, decorative accent wall, large island and recessed lighting. The kitchen is well appointed with Duracraft cabinetry, stainless steel appliances, pot-and-pan drawers, a decorative range hood, and a utility room located just off the kitchen. The primary suite includes a double vanity and a spacious tub/shower combination. Exterior highlights include a farmhouse-style design, extensive landscaping, a large rear deck, and concrete walkways. Home is located within the Firefly internet service area!

351 Moorefield Rd, Mineral

Listing courtesy of LLoyds Real Estate, LLC. Contact:

822 Mineral Ave, Mineral
$369,900
3 Beds ⋅ 2 Baths
COMPLETE! This new, spacious 1,890+ sq. ft. 3-bedroom, 2-bath home in the heart of town offers Xfinity Internet and tons of space! Inside, enjoy 9' ceilings, black fixtures, 2 separate living rooms, ship-lap accent wall in the dining room, pendant lighting, an oversized ceiling fan, crown molding, recessed lighting, and walk-in closets. The primary bedroom boasts an en-suite bathroom with a tile shower and dual vanities, while the kitchen features quartz countertops, a tile backsplash, stainless steel appliances, and a massive island with abundant cabinet space. The dining room has custom ship lap siding around the room along with a sliding glass door to access a 10x12 side deck with vinyl rails. Exterior highlights include a 6'x15' covered front porch with white vinyl railings, black pediments, black gutters, and professional landscaping across the front, plus a paved parking area. This home is connected to public water and sewer. Convenient location—15 mins to Lake Anna, 40 mins to Short Pump, and 45 mins to Charlottesville. Walk to local park and baseball field. High school with track is 1.7 miles away. Bark Park dog park just 2 miles away. Located in a top-rated school district—recognized as one of 2023 Best School Districts in America. Seller will pay for first year of lawn maintenance. Other lots and floor plans available. Home comes with the first year of lawn maintenance! Other lots and floor plans are available!

822 Mineral Ave, Mineral

Listing courtesy of LLoyds Real Estate, LLC. Contact:

824 Mineral Ave, Mineral
$359,900
3 Beds ⋅ 2 Baths
COMPLETE & MOVE-IN READY! Brand-new 3BR/2BA home offering over 1,700 sq. ft. of modern living in the heart of town. Features include 9’ ceilings, crown molding, recessed lighting, black fixtures, pendant lighting, oversized ceiling fan, and custom shiplap accents. Kitchen boasts quartz countertops, tile backsplash, stainless steel appliances, and a large island with abundant cabinet space. Dining room includes sliding glass door leading to a 12x14 rear deck with vinyl rails. Primary suite offers walk-in closet, dual vanities, and custom tile shower. Exterior highlights include 6’x15’ covered front porch with stacked stone, black gutters and pediments, professional landscaping, and paved parking. Connected to public water and sewer. Great location—15 mins to Lake Anna, 40 mins to Short Pump, and 45 mins to Charlottesville. Local park and baseball field within walking distance. High school with track just 1.7 miles away. Dog park located 2 miles from the home. Louisa County schools have been a top-rated school district—recognized as one of the 2023 Best School Districts in America. Seller will cover first year of lawn maintenance. Additional lots and floor plans available.

824 Mineral Ave, Mineral

Listing courtesy of LLoyds Real Estate, LLC. Contact:

309 Moorefield Rd, Mineral
$339,900
3 Beds ⋅ 2 Baths
COMPLETE! Brand-new 3-bedroom, 2-bath home situated on 2.14 acres, conveniently located just minutes from Mineral and a short drive to Lake Anna. The interior offers 1,791 square feet of living space with an open floor plan, two living areas, and office space. Features include Shaw Lino flooring, a coffee bar area, decorative accent wall, large island and recessed lighting. The kitchen is well appointed with Duracraft cabinetry, stainless steel appliances, pot-and-pan drawers, a decorative range hood, and a utility room located just off the kitchen. The primary suite includes a double vanity and a spacious tub/shower combination. Exterior highlights include a farmhouse-style design, extensive landscaping, a large rear deck, and concrete walkways. Home is located within the Firefly internet service area!

309 Moorefield Rd, Mineral

Listing courtesy of LLoyds Real Estate, LLC. Contact:

LOT 5 Aspen Hill Rd, Mineral
$185,000
1 Beds ⋅ 1 Baths

LOT 5 Aspen Hill Rd, Mineral

Listing courtesy of Madison & Co Properties LLC. Contact:

338 Dogwood Draw, Mineral
$285,000
3 Beds ⋅ 1 Baths
*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Completely furnished and cozy Lake Anna getaway with water access, boat slips for rent, and high speed fiber internet available! Neatly tucked away on a private wooded one-acre corner lot in the gated Bluewater community, this charming 3 bedroom one level lake house is located on the public side of Lake Anna, offering seasonal water views and an easygoing lake lifestyle. Whether you're searching for a weekend retreat, full-time home, or your own place to escape to the lake, this idyllic lake house is ready to enjoy. The interior feels spacious and inviting with a higher ceiling, open floor plan in the large living room, and a wood stove and mantle that adds warmth and character to the main living space. The kitchen opens directly to the living area and features stainless steel appliances, a range, center island with barstool seating and plenty of space for gathering with family and friends. Three spacious bedrooms offer plenty of space to spread out. The large deck offers picturesque views of the surrounding nature, seasonal water views of the lake, and plenty of room for grilling, dining and relaxing after a day on the water. Store and protect your boat, vehicles, or other water toys under the large carport. Bluewater is a gated community on the public side of the lake offering a sandy beach, boat ramp/launch, boat slips for rent, pavilion, and picnic areas, making it easy to launch the boat, spend the afternoon swimming or simply relax by the water. Fantastic central location, very close to Lake Anna's favorite spots, including groceries, Lake Anna Taphouse, Coffee and Creamery, Vito's at Lake Anna, Asian Cafe, ABC, vet clinic, and more. Investors: short term rentals are permitted here. *Discounted monthly payment with seller's preferred lender. Savings up to $180 per month. Contact listing agent or see document section for more details.*

338 Dogwood Draw, Mineral

Listing courtesy of Lake Anna Island Realty. Contact:

106 N Timber Tribe, Mineral
$325,000
2 Beds ⋅ 2 Baths
*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Your cozy Lake Anna cabin retreat awaits at an incredible price! Nestled on 1.56 peaceful, private acres in the gated Bluewater community on the public side of Lake Anna, this charming getaway is the perfect place to escape the hustle and bustle, unwind, and enjoy the beauty of lake life in every season! Picture crisp winter mornings with coffee in hand, cozy evenings surrounded by the peaceful woods, and warm summer days spent boating, swimming, and soaking up the sunshine on Lake Anna. Whether you're dreaming of a weekend escape, full-time residence, or short-term rental investment, this inviting retreat checks all the boxes! Step inside and feel right at home in the warm and welcoming open floor plan featuring 2 bedrooms, 2 full bathrooms, and two spacious primary suites, each with its own private bath and walk-in closet! Vaulted ceilings create an airy feel, while a beautiful wall of windows brings the natural beauty of the surrounding trees indoors. Imagine watching the seasons change from the comfort of your own cozy lake hideaway! LVP flooring flows throughout, and the updated kitchen features new quartz countertops, backsplash, dishwasher, and garbage disposal. Additional conveniences include a water treatment system installed in 2019 and a stackable washer and dryer. Outside is where the magic of this peaceful retreat truly comes to life! Bundle up with a warm blanket and enjoy your morning coffee on the spacious front deck, gather around the fire pit under a sky full of stars on chilly winter evenings, or spend lazy summer afternoons grilling, relaxing, and enjoying the fresh lake air. Surrounded by mature trees and nature, this private setting offers the perfect escape in every season! Bring your boats, lake toys, and weekend adventure gear because there's room for it all! The property features a paved circular driveway, detached 2-car garage, separate RV/boat garage, and a 2-car covered carport. When summer rolls around, it's time to enjoy everything Lake Anna has to offer! Bluewater residents enjoy access to multiple waterfront common areas, a boat ramp, picnic pavilion, sandy beach, and boat slips available for lease. Spend sunny days cruising the lake, swimming in the refreshing water, or relaxing on the sandy beach. High-speed Firefly fiber internet is also available, making it easy to stay connected while enjoying your peaceful getaway. Conveniently located near Lake Anna favorites including The Cove Restaurant, Tim's at Lake Anna, local marinas, Moo Thru ice cream, mini golf, and more! From cozy winter weekends tucked away in the woods to unforgettable summer days on the water, this charming Lake Anna retreat is ready to be enjoyed year-round. Come experience the warmth, charm, and laid-back lake lifestyle for yourself! *Discounted monthly payment with seller's preferred lender. Savings up to $195 per month. Contact listing agent or see MLS document section for more details.*

106 N Timber Tribe, Mineral

Listing courtesy of Lake Anna Island Realty. Contact:

15012 Comfort Ln, Mineral
$349,000
2 Beds ⋅ 1 Baths
Lake Anna Water-Access Retreat on 1.43 Acres with Massive 20x40 Boat Garage & Powered Workshop! Enter the house through the front door under the covered porch into the living room. A great line of sight to the back of the house. The living room has a fireplace to enjoy for the cooler days to come. There is a coat closet tucked behind the front door. The living room is open to and flows into the dining area which is open to the kitchen. The kitchen offers lots of counter space and plenty of cabinets. The back door off the kitchen leads out to the back porch which is also covered. Back inside the two bedrooms are down the hallway, one in each direction. Each bedroom accomodates a queen size bed and additional furniture. Each room has a good size closet. There are two additional closets in the hall. One for linnen. The other for storage of any kind. The bathroom is near the bedrooms. It has a tub shower combination and is large enough to house the washer and dryer. Outside to the 20x40 metal garage with roll up door. The garage has electricity. It offers plenty of room to store your boat, mower, cars, or just about anything. Right next to the garage is a shed which also has electricty. Are you looking for a workshop? The shed is the answer. Attached to the shed is an outdoor shower. No satellite internet here. Xfinity Internet is available for this property. AC unit was just replaced this month 7/26. The neighborhood common area is just around the corner. There is a boat launch for easy access to the lake. Boat all day and take your boat home to keep it n the garage. Spend time in the community pavilion or on the volleyball court. Don't miss out on this great property and don't be fooled by the square footage. This home is laid out well and with the addition of the garage there is plenty of room! This house is a great way to get started with a lake home and plenty of room to expand down the road.

15012 Comfort Ln, Mineral

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

106 Bernie Cir, Mineral
$400,000
3 Beds ⋅ 1 Baths
Fully Furnished Home! Lake Access with BRAND NEW DOCKS. BOAT SLIP available! Perfect home for full-time living or great opportunity for your investment portfolio- only 30 minutes from the NEW Kalahari Resort & Convention Center! Total living space at 1100 sqft (Main home is 768 sqft with approx 342sqft in loft, above detached garage) Start enjoying the lake life with this turnkey, fully furnished Lake Anna escape! This move-in ready retreat is being offered as a complete turnkey opportunity, with all indoor and outdoor furniture, décor, and appliances conveying, allowing you to start enjoying the home or generating rental income from day one. Whether you're searching for a full-time residence, weekend getaway, or investment property, this home is ready for its next chapter. Built in 2016 and thoughtfully designed with modern finishes throughout, the main home offers comfortable one-level living with two bedrooms, one full bath, beautiful Pergo flooring, fresh paint, a cozy gas fireplace, and stylish fixtures that leave a lasting impression. This homes gives guests the "WOW" factor when they step inside, easily captivated by the home's unique layout, attention to detail, and warm, inviting atmosphere. What truly sets this property apart is the incredible detached garage featuring a custom-built entertainment space on the main level with a built-in bar, plus a finished loft above offering approximately 350 square feet of additional heated and cooled living space. Complete with carpet, heating/electric fireplace, and air conditioning window unit, this versatile area is perfect for guests, a recreation room, home office, or future in-law suite, with the potential to add a bathroom, if desired. Situated on nearly an acre of beautifully landscaped property, you'll enjoy your own private backyard oasis featuring attractive hardscaping, a cozy firepit gathering area, a spacious patio, and a storage shed. Sip your morning coffee outdoors and unwind in the evenings around the fire while taking in the peaceful wooded surroundings and abundant wildlife. Located in a sought-after, golf cart-friendly Lake Anna community, you'll love the convenience of riding your golf cart to the lake. Community boat slips may be available for annual lease or purchase (subject to availability), making it even easier to embrace the lake lifestyle. Surrounded by local wineries, restaurants, outdoor recreation, and the excitement of one of Virginia's fastest-growing lake destinations, this property offers the perfect balance of relaxation and adventure. Unique, unforgettable, and unlike anything else in the neighborhood, this fully furnished, move-in ready Lake Anna retreat is equally suited as a personal getaway, full-time residence, or exceptional turnkey investment opportunity! ***NOTE: Total square footage is approx 1100 sqft combined with Main Home at 768 sqft & approx 342sqft in loft, above detached garage. ***

106 Bernie Cir, Mineral

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

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