Louisa County Homes under $400,000

Louisa County Homes under $400,000

Welcome to Louisa County, Virginia, a hidden gem nestled in the heart of the picturesque Piedmont region. Known for its stunning landscapes, rich history, and tight-knit communities, Louisa offers a perfect blend of rural charm and modern convenience. With its rolling hills, serene lakes, and vibrant local culture, this county is an ideal destination for those seeking a tranquil lifestyle without sacrificing access to urban amenities.

Louisa County is home to a variety of outdoor activities, from hiking and fishing in the beautiful Lake Anna State Park to exploring the historic sites that tell the story of Virginia’s past. The county’s thriving arts scene and local festivals create a warm and welcoming atmosphere, making it easy to connect with neighbors and enjoy the community spirit.

For homebuyers looking for affordable options, Louisa County offers an impressive selection of homes under $400,000. Whether you’re searching for a cozy single-family home, a charming cottage, or a spacious property with room to grow, you’ll find plenty of choices that fit your budget. These homes often feature modern amenities, beautiful landscaping, and easy access to local schools and shopping centers.

With its affordable housing market, Louisa County is perfect for first-time homebuyers, families, and anyone looking to enjoy a peaceful lifestyle in a beautiful setting. Don’t miss the opportunity to discover your dream home in this delightful part of Virginia—Louisa County awaits!

Newest Louisa County Homes under $400,000

Bumpass
$389,750
2 Beds ⋅ 1 Baths
Calling all investors, developers, homesteaders, and visionaries! Rare assemblage and subdivision opportunity near Lake Anna! This offering includes two parcels being sold in conjunction, totaling approximately 9 acres of versatile, mature hardwood land in a peaceful country setting in Louisa, Virginia. The primary 6-acre parcel features a charming 960 sq ft, 2-bedroom, 1-bath home tucked behind a deep tree buffer for complete privacy. Inside, vaulted ceilings in the den and bathroom create an open, airy feel, complemented by an efficient layout, a dedicated laundry/utility room, and a brand-new mini-split system for year-round energy efficiency. Outdoors, the setup is turn-key for country living and recreation: a 1.5-car garage, a substantial pole barn ideal for boat storage or equipment, a ready-to-use chicken coop with run, and a partially fenced yard. The true highlight is the immense development potential across both tracts. Being sold in conjunction with an adjacent 3-acre parcel (also listed separately), these two parcels can be subdivided to create 4 to 5 distinct parcels (refer to subdivision conceptual layout in photos). Whether your goal is to hold the existing home as a rental, develop a multi-home family compound, or subdivide into four standalone residential lots in a high-demand Lake Anna corridor, this property delivers endless possibilities.

Bumpass

Listing courtesy of RE/MAX Realty Specialists. Contact:

274 Centerville Rd, Mineral
$280,000
4 Beds ⋅ 2 Baths
HUGE PRICE IMPROVEMENT - PRICED TO SELL! With so many of the expensive exterior updates already completed, this home offers an excellent opportunity for buyers to build equity. The kitchen and some interior walls are ready for a little TLC and fresh vision, allowing you to make the home uniquely yours without the burden of major exterior projects. Nestled in the peaceful Halwick Estates community, this well-maintained 4-bedroom, 2-bath double-wide home sits on a beautiful 2.67-acre lot in Mineral, offering the perfect blend of comfort, privacy, and country charm. With a mix of wooded and cleared land, you'll enjoy plenty of room for gardening, recreation, pets, and outdoor living. Inside, you'll find a spacious, functional floor plan filled with natural light. Castle Windows installed in 2015 include a transferable lifetime warranty, providing long-term peace of mind. The kitchen comes equipped with an electric oven/range, built-in microwave, refrigerator, washer, and dryer, making everyday living easy and convenient. The primary suite features dual closets, while both bathrooms were updated in 2021 with comfort-height toilets. The main bathroom also includes grab bars for added accessibility. Major Updates Include: Brand-New Carpet in All 4 Bedrooms New Roof (2023) New Siding (2023) New Gutters with Leaf Guards (2023) 30' x 12' Composite Deck (2023) Encapsulated Crawl Space with Dehumidifier (2024) New Well Pump (2024) Inline Water Filter Revamped Ductwork HVAC System Replaced (2016) Step outside and enjoy the expansive composite deck, the perfect spot for your morning coffee or evening sunsets. A storage shed with electricity offers excellent space for hobbies, projects, or a workshop. The gravel driveway provides parking for up to four vehicles, while mature trees and open yard space create a peaceful retreat you'll love coming home to. A custom-built playset also conveys, providing a fun outdoor space for children to enjoy. With NO HOA, you'll have the freedom and flexibility you've been searching for. Conveniently located near Lake Anna, local marinas, restaurants, recreation, and nearby Amazon facilities, this property combines peaceful country living with easy access to modern conveniences.

274 Centerville Rd, Mineral

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

32 Miltons Ln, Louisa
$394,999
4 Beds ⋅ 2 Baths
Lake Anna living is calling! Welcome to your own peaceful retreat on the public side of Lake Anna, where lake days, outdoor adventures, and unforgettable memories await! Nestled on a partially wooded 1.12-acre lot with privacy and winter lake views, this charming one-level rancher offers 1,438 square feet of living space, 4 bedrooms, 2 full bathrooms, and an incredible 330-square-foot screened porch that is sure to become your favorite place to relax and unwind. Best of all, you're within walking distance or a short golf cart ride to the neighborhood waterfront common area, where you'll find a boat ramp, boat slips, picnic pavilion, and playground. Spend your days boating, swimming, fishing, and soaking up everything Lake Anna has to offer! Step inside to discover a welcoming interior featuring fresh paint, luxury vinyl plank flooring, and an updated kitchen complete with beautiful new quartz countertops, stainless steel appliances, and a breakfast bar that opens to the dining area. The functional, single-level layout offers comfortable everyday living and plenty of room for family and guests. One of the true highlights of this property is the spacious 330-square-foot screened porch, featuring soaring vaulted ceilings, a ceiling fan, and a TV, creating the perfect setting for morning coffee, afternoon relaxation, or entertaining friends after a fun-filled day on the lake. Step outside onto the newer deck overlooking the private, tree-lined backyard, where you'll find a fenced area perfect for children and pets, along with a fire pit for roasting marshmallows and making memories under the stars. The natural setting provides a wonderful sense of privacy and tranquility. Additional highlights include an oversized attached 2.5-car garage with plenty of space for vehicles, lake toys, and storage, plus high-speed Firefly fiber internet for those who work from home. Short-term rentals are permitted, offering an excellent opportunity for those looking for a weekend getaway, full-time residence, or investment property. The neighborhood waterfront common area is conveniently located at the end of Miltons Lane, making it easy to launch your boat and head out for a day of fun. You're less than 15 minutes from the town of Louisa for everyday conveniences, shopping, and dining, and just a quick boat ride or drive to popular Lake Anna destinations including Tim's at Lake Anna, The Cove, and local marinas. Come see for yourself! Whether you're searching for a full-time home, a relaxing weekend escape, or a place to create lasting lake memories, this property offers the perfect combination of comfort, privacy, and access to the Lake Anna lifestyle. Come experience the lake life you've been dreaming of!

32 Miltons Ln, Louisa

Listing courtesy of Lake Anna Island Realty. Contact:

64 Pine Rd, Louisa
$400,000
3 Beds ⋅ 2 Baths
**** Welcome to this beautiful 3-bedroom, 2-bath home offering 1,498 finished square feet on a rare, level double lot in the highly sought-after gated community of Blue Ridge Shores. Located just one street from the lake, you’ll enjoy peaceful lake views from the front yard and the convenience of being moments from the beach, marina, and all the community amenities. Inside, the open-concept floor plan is designed for comfortable living and entertaining. The spacious kitchen features granite countertops, a large center island, stainless steel appliances, soft-close cabinetry, abundant storage, and an adjoining office area/nook—perfect for working from home, homework, or managing everyday tasks. The oversized utility room includes a utility sink and additional cabinetry for exceptional storage and convenience. The private primary suite offers a relaxing retreat with double (dual) vanities and a beautifully tiled walk-in shower. Step outside to appreciate the home’s attractive curb appeal, highlighted by stylish black gutters, a wraparound sidewalk, and a large, spacious patio ideal for entertaining, grilling, summer barbecues, evening gatherings, or simply relaxing outdoors. As a resident of Blue Ridge Shores, you’ll enjoy an incredible lifestyle with exclusive amenities including a private lake for boating, fishing (including at sunrise), kayaking, and swimming; a marina and sandy beaches; playgrounds and scenic walking trails; tennis and pickleball courts; a basketball court; a community center; and year-round community events, holiday celebrations, and recreational activities. Whether you’re searching for a full-time residence, a vacation home, a peaceful weekend lake retreat, or a place where every day feels like a getaway, this move-in-ready home offers the perfect combination of modern comfort, convenience, outdoor adventure, and resort-style lakeside living in one of Central Virginia’s most desirable private lake communities. Some photos are digitally enhanced and staged.

64 Pine Rd, Louisa

Listing courtesy of EXP Realty, LLC. Contact:

147 Belsches Rd, Bumpass
$299,750
2 Beds ⋅ 1 Baths
Calling all investors, developers, first-time home buyers, and small farmers! Rare opportunity with subdivision potential near Lake Anna! Seller is offering $5,000 in closing costs to the right buyer! Nestled in a peaceful, quiet country setting in Louisa, Virginia, this 960 sq ft, 2-bedroom, 1-bath home offers unmatched versatility, natural privacy, and immense possibilities. Tucked behind a deep natural buffer from the road and surrounded by a mature hardwood forest, the property delivers total tranquility while keeping you just minutes from boating, dining, and outdoor recreation on Lake Anna. Inside, the home feels surprisingly open and airy thanks to vaulted ceilings in both the den and bathroom, complementing an efficient, comfortable layout with a large dedicated laundry/utility room. A brand-new mini-split system ensures year-round, energy-efficient heating and cooling. Outdoors, the property is fully set up for country living, hobbies, and homesteading. In addition to a 1.5-car garage and a substantial pole barn—perfect for boat storage, heavy equipment, or a covered workshop—you'll find a ready-to-use chicken coop and run, plus a partially fenced yard ideal for small animals or dogs. The true showstopper is the land's untapped potential. The parcel is dividable, opening doors for immediate value creation, residential expansion, or multiple build sites. Need even more room to grow? An additional 3-acre parcel directly adjacent to the property is also available, presenting a rare assemblage opportunity in a high-demand Lake Anna corridor. Whether you are looking to renovate and hold as a weekend rental, build a private multi-home family compound, or subdivide and develop, this acreage checks every box.

147 Belsches Rd, Bumpass

Listing courtesy of RE/MAX Realty Specialists. Contact:

3103 S Spotswood Trl, Louisa
$380,000
3 Beds ⋅ 2 Baths
Room to grow on almost 2 acres! Set on a flat corner lot conveniently located off Route 33, this spacious raised rambler offers three bedrooms, two full baths, and an oversized side-load two-car garage. Vaulted ceilings give the main level an open, airy feel, while a wood burning fireplace adds warmth to the living space. Hardwood floors run through much of the main level, and two bedrooms feature updated LVP flooring. The split-bedroom floor plan provides privacy for the primary suite, complete with a five-piece bath featuring a jetted tub and separate shower and walk-in closet. Main-level laundry is conveniently located off the kitchen, where French doors open to an expansive rear deck. A covered patio below offers another place to enjoy the outdoors. The unfinished basement is already framed for additional living space, a bedroom, bathroom, and mechanical room, with rough plumbing in place for the future bath. The HVAC system was replaced in August 2025. Enjoy the space this home offers today and imagine the possibilities ahead!

3103 S Spotswood Trl, Louisa

Listing courtesy of Q Real Estate, LLC. Contact:

LOT 5 Aspen Hill Rd, Mineral
$185,000
1 Beds ⋅ 1 Baths

LOT 5 Aspen Hill Rd, Mineral

Listing courtesy of Madison & Co Properties LLC. Contact:

1271 Doctors Rd, Louisa
$329,500
3 Beds ⋅ 2 Baths
Brand-new construction meets quality craftsmanship in this thoughtfully designed 1,791 sq. ft. split-bedroom rancher, perfectly situated between the historic Towns of Gordonsville and Louisa with an anticipated completion date of October 31. Built to a higher standard with durable 2x6 exterior wall framing for superior structural integrity and energy efficiency, this one-level home is loaded with quality builder upgrades. The open-concept living area centers around a bright kitchen equipped with a large center island, flowing seamlessly into the dining area. From the dining room, step through sliding glass doors onto your private back deck—ideal for morning coffee, evening cookouts, and easy indoor-outdoor entertaining. The split-bedroom layout ensures maximum privacy for the primary suite, while a dedicated laundry room adds everyday convenience. Outside, take advantage of a fully fenced yard, plus a separate fenced area perfect for a garden or pet. Work from home seamlessly with high-speed Firefly fiber internet available on-site, offering rural tranquility without sacrificing connectivity. Enjoy peaceful country living with easy commuter access to Charlottesville, Richmond, and Fredericksburg. Note: Listing photos are virtually enhanced; the finished home will be similar in fit, finish, and layout.

1271 Doctors Rd, Louisa

Listing courtesy of RE/MAX Realty Specialists. Contact:

365 Richardson Dr, Louisa
$399,999
3 Beds ⋅ 2 Baths
Better than new and ready to impress! Welcome to this beautifully maintained Wilson model by Liberty Homes, built in 2021 and offering 1,668 square feet, 3 bedrooms, and 2 full baths. Meticulously cared for and truly move-in ready, this home combines modern style, comfort, and convenience. Step inside to an inviting open floor plan perfect for both everyday living and entertaining. The well-appointed kitchen features granite countertops and stainless steel appliances, creating a stylish and functional space. The spacious primary suite offers a relaxing retreat, while two additional bedrooms provide flexibility for family, guests, a home office, or hobbies. A 2-car garage adds everyday convenience and storage. Enjoy the benefits of thoughtful improvements, including gutter guards, window treatments, a vapor barrier and a conditioned crawl space. The washer and dryer convey along with Ring cameras adding even more convenience and peace of mind. Firefly high speed internet is available in the area. The large, partially wooded lot features a cul-de-sac location at the end of the street, offering a peaceful setting with no through traffic. Enjoy the best of both worlds - quiet neighborhood living with easy access to I-64. Conveniently located approximately 20 minutes from Charlottesville and 30 minutes from Richmond. This home makes commuting and enjoying all the area has to offer a breeze! Impeccably maintained, and in a fantastic location—this Wilson model is ready for its next chapter. Don’t miss it!

365 Richardson Dr, Louisa

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

12927 Shannon Hill Rd, Louisa
$364,999
3 Beds ⋅ 2 Baths
NOW COMPLETE! Brand new and ready to welcome you home! This charming 3 bedroom, 2 bath home offers easy one-level living with a spacious, open floor plan that feels bright, comfortable and inviting from the moment you walk in. LVP flooring flows throughout the main living areas, and the kitchen features black granite countertops with a wraparound counter that provides plenty of prep space, extra seating and an easy connection to the living and dining areas. The primary bedroom is tucked away on its own side of the home and features a spacious walk-in closet and private bathroom with a walk-in shower. On the opposite side of the home, you'll find two additional bedrooms, both with roomy closets and ceiling fans, along with a full hall bath with a tub and a convenient linen closet nearby. A mudroom/laundry room just off the back entrance gives you a practical everyday drop zone and leads right out to the back deck. Outside, there's plenty of room to enjoy the property too. Start your mornings with coffee on the covered front porch, spend your evenings relaxing or grilling on the large back deck, and enjoy the spacious, level yard with room for pets, outdoor games, gardening or simply enjoying a little extra space. The oversized circular driveway can be entered from either end along the road, making coming and going a breeze with plenty of room for parking. Everything is fresh, new and ready for its first owner, just move in and make it home!

12927 Shannon Hill Rd, Louisa

Listing courtesy of Lake Anna Island Realty. Contact:

1707 Signboard Rd, Bumpass
$329,900
3 Beds ⋅ 2 Baths
Looking for room to breathe with no HOA and plenty of possibilities? This 3-bedroom, 2-bath home in Bumpass sits on approximately 2.6 acres and offers privacy, space, and an impressive list of recent updates. Improvements include a new roof, new siding, new windows and doors, new kitchen cabinets, LVP flooring, updated plumbing and electrical, and a new water heater. The HVAC system is approximately two years old. Inside, you'll also find a spacious laundry/mudroom and walk-in closets, while the large front porch provides the perfect place to enjoy the peaceful surroundings. Need even more space? The adjoining 1.5-acre property at 1739 Signboard Rd (MLS #VALA2010560) is also available, featuring a large 4-car garage. Purchase the properties separately or together for approximately 4.1 combined acres, offering even more room for vehicles, equipment, storage, hobbies, or future plans. A unique opportunity to enjoy country living with flexibility, privacy, and space to make it your own. Inside, you'll find LVP flooring throughout, a refreshed kitchen with new cabinets, and a spacious laundry/mudroom offering plenty of room for everyday storage and organization. The primary bedroom features a walk-in closet, while the second bedroom also offers its own walk-in closet for additional storage. Major updates include new siding, new windows, new exterior and interior doors, a new roof, and a new water heater, along with updated plumbing and electrical. The HVAC system is only approximately two years old, providing even more peace of mind. Outside, enjoy 2.6 acres with plenty of room to spread out, garden, entertain, or simply enjoy the privacy. The front porch offers the perfect spot to relax and take in the peaceful surroundings. Looking for even more land? The adjoining 1.5-acre lot at 1739 Signboard Rd is also available for sale, providing the opportunity to purchase both properties together for a combined approximately 4.1 acres (see MLS VALA2010560 ) With acreage, extensive updates, and the opportunity to purchase the neighboring lot, this Bumpass property offers plenty of possibilities for its next owner.

1707 Signboard Rd, Bumpass

Listing courtesy of EXP Realty, LLC. Contact:

338 Dogwood Draw, Mineral
$299,000
3 Beds ⋅ 1 Baths
Completely furnished and cozy Lake Anna getaway with water access, boat slips for rent, and high speed fiber internet available! Neatly tucked away on a private wooded one-acre corner lot in the gated Bluewater community, this charming 3 bedroom one level lake house is located on the public side of Lake Anna, offering seasonal water views and an easygoing lake lifestyle. Whether you're searching for a weekend retreat, full-time home, or your own place to escape to the lake, this idyllic lake house is ready to enjoy. The interior feels spacious and inviting with a higher ceiling, open floor plan in the large living room, and a wood stove and mantle that adds warmth and character to the main living space. The kitchen opens directly to the living area and features stainless steel appliances, a range, center island with barstool seating and plenty of space for gathering with family and friends. Three spacious bedrooms offer plenty of space to spread out. The large deck offers picturesque views of the surrounding nature, seasonal water views of the lake, and plenty of room for grilling, dining and relaxing after a day on the water. Store and protect your boat, vehicles, or other water toys under the large carport. Bluewater is a gated community on the public side of the lake offering a sandy beach, boat ramp/launch, boat slips for rent, pavilion, and picnic areas, making it easy to launch the boat, spend the afternoon swimming or simply relax by the water. Fantastic central location, very close to Lake Anna's favorite spots, including groceries, Lake Anna Taphouse, Coffee and Creamery, Vito's at Lake Anna, Asian Cafe, ABC, vet clinic, and more. Investors: short term rentals are permitted here.

338 Dogwood Draw, Mineral

Listing courtesy of Lake Anna Island Realty. Contact:

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