Colonial Beach Homes under $400,000

Colonial Beach Homes under $400,000

Welcome to Colonial Beach, Virginia—a hidden gem nestled along the banks of the Potomac River in Westmoreland County. This charming town boasts a rich history dating back to the 1600s, where colonial settlers first established their roots. Today, Colonial Beach is celebrated for its stunning waterfront views, vibrant community spirit, and an array of recreational activities that make it an idyllic place to call home.

With a population that thrives on friendly neighborly connections, Colonial Beach offers a unique blend of small-town charm and modern conveniences. Residents enjoy leisurely strolls along the picturesque boardwalk, where they can savor breathtaking sunsets or indulge in fresh seafood from local eateries. The area is also known for its beautiful beaches, perfect for family outings or a peaceful day of relaxation.

For those seeking their dream home, Colonial Beach presents a fantastic opportunity with a variety of properties available for under $400,000. Whether you're looking for a cozy cottage just steps from the water or a spacious family home with room to grow, this vibrant community has something for everyone. With its affordable housing market, Colonial Beach is an attractive option for first-time homebuyers, retirees, and anyone looking to escape the hustle and bustle of city life.

Explore the charm and warmth of Colonial Beach, where you can create lasting memories in a welcoming environment. With its affordable homes and captivating scenery, it’s the perfect place to start your next chapter. Come discover why Colonial Beach is not just a destination, but a place to truly call home!

Newest Colonial Beach Homes under $400,000

354 Cedar Hill Rd, Colonial Beach
$279,900
3 Beds ⋅ 2 Baths
**COUNTRY CHARM, SPACIOUS LIVING, AND OVER 3 ACRES OF LAND!** Welcome to 354 Cedar Hill Road in Colonial Beach, Virginia! Built in 1920, this classic country farmhouse offers timeless character, generous living space, and a peaceful country setting. Situated on approximately 3.31 acres in Westmoreland County, this unique property provides room to spread out, enjoy the outdoors, and make it your own. Featuring approximately 3,868 square feet of reported living area, 2 full bathrooms, and 9 total rooms, the home offers a versatile layout with plenty of possibilities. The traditional white exterior, distinctive metal roof, brick chimney, black shutters, and inviting covered porches showcase the charm of an earlier era. The home features a basement and an additional upstairs area offering possibilities for extra rooms, flexible living space, or storage, subject to buyer verification of permitted uses and finished square footage. **PROPERTY IS BEING SOLD STRICTLY AS-IS.** Enjoy the covered front and side porches, along with outdoor deck space overlooking the expansive lawn, mature trees, and established flowering shrubs. The approximately 3.31-acre property offers open green space, established landscaping, and a beautiful rural setting. Additional improvements include a workshop/barn-style outbuilding, storage shed, and other utility structures, providing possibilities for hobbies, equipment, storage, and workshop activities. The property also features a reported two-car garage, private well, septic system, and central heating. Whether you're looking to restore a classic farmhouse, create a country retreat, or enjoy acreage with room for gardening, outdoor recreation, and hobbies, this property offers an opportunity to bring your vision to life. **COMING SOON – SHOWINGS ANTICIPATED TO BEGIN WEDNESDAY, NOVEMBER 4, 2026.** Property is currently tenant-occupied. All showings must be arranged through the listing agent. No lockbox or yard sign is currently installed. Please do not visit the property without a confirmed appointment. **Discover the possibilities at 354 Cedar Hill Road!**

354 Cedar Hill Rd, Colonial Beach

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

156 San Pedro Dr, Colonial Beach
$220,000
2 Beds ⋅ 2 Baths
Welcome to 156 San Pedro Dr. in Colonial Beach, VA! Situated on a quiet street, this well-maintained home offers a peaceful setting, plenty of outdoor space, and a convenient location just minutes from the beach. Featuring 2 bedrooms and 2 full bathrooms, the home has been well cared for and is move-in ready. The kitchen features stainless steel appliances, while the screened-in back porch offers a great place to relax and enjoy the peaceful surroundings beneath the mature trees. A brand-new front deck and stairs add to the home's appeal. The property includes 3 lots totaling just under 3/4 of an acre. Additional features include a generously sized shed/workshop for storage, hobbies, or projects, along with two detached carports, one of which is partially enclosed for added versatility. Whether you're looking for a full-time residence, a weekend getaway, or a place to enjoy the Colonial Beach lifestyle, this property is ready for its next owner!

156 San Pedro Dr, Colonial Beach

Listing courtesy of Coldwell Banker Elite. Contact:

880 Lakeview Dr, Colonial Beach
$339,900
3 Beds ⋅ 3 Baths
Discover the charm of this brand-new Colonial home in the serene Placid Bay community, completed in 2026. With 3 spacious bedrooms and 2.5 baths, this residence offers a perfect blend of comfort and modern living. Step inside to find an inviting open floor plan, featuring quartz countertops, built-ins, and a cozy breakfast area that flows seamlessly into the family room. Enjoy the convenience of stainless steel appliances in the well-appointed kitchen, along with a pantry for extra storage. Outside, the property boasts a lovely deck and porch, ideal for relaxing or entertaining. The exterior is enhanced by thoughtful lighting, creating a warm ambiance. Situated on a generous 0.26-acre lot, you'll appreciate the attached carport and ample driveway space. Just a mile from Placid Lake, enjoy living in the water-access community of Placid Bay while savoring the tranquility of your new home. This property is designed for those seeking a peaceful retreat with modern amenities. Don't miss the opportunity to make it yours!

880 Lakeview Dr, Colonial Beach

Listing courtesy of Belcher Real Estate, LLC.. Contact:

234 Wilder Ave, Colonial Beach
$234,900
HIGHEST AND BEST OFFERS BY 12noon MONDAY 10/2/26. INVESTOR-ONLY OPPORTUNITY! Income-producing triplex in downtown Colonial Beach! Built in the 1920s, this 1,881 sq. ft. property features three separate one-bedroom, one-bathroom apartments, each with its own electric meter and sewer hookup. The units are basic but offer three separate rental opportunities in a convenient downtown location. Heating is provided by baseboard units, with window units for cooling; there is no central HVAC. All units are tenant-occupied, and existing leases must be honored and maintained. Property will not be delivered vacant for owner occupancy. This triplex is sold as-is condition without repairs. All existing leases must be honored and maintained; the property will not be delivered vacant for owner occupancy. Property is being sold AS-IS. An executed AS-IS addendum is required with the offer. Inspections are for informational purposes only. Seller will make no repairs or improvements. Buyers should perform their own due diligence regarding property condition, leases, rental income, expenses, and investment potential. Please submit offers accordingly. Buyer to verify permitted uses with the City of CB. Dimensions and measurements are approximate. Individual unit square footage is estimated from the property sketch and has not been independently measured or verified. Buyers should independently verify square footage, taxes, zoning and all other information material to their purchase. Only cash offers or Investor loans will be considered w/ minimum down payment of 25% (conventional loans). Must include K1344: Contingencies & Clauses Addendum As-Is, Section 2B with all items checked. No owner financing offers or owner occupied offers, or any financing with VA, FHA, USDA loans. These offers will be rejected. See Listing VAWE2012384

234 Wilder Ave, Colonial Beach

Listing courtesy of Home Dream Realty. Contact:

36 Lake Dr, Colonial Beach
$324,000
3 Beds ⋅ 2 Baths
Time to scoop up this move in ready, close to 1,500SF rancher before the holidays! Only 35 Minutes to Dahlgren, 35 Minutes to Bowling Green and A.P. Hill and under a Hour of Driving to Fredericksburg. Easy access to Maryland via Harry Nice Bridge. Located in the boating community of Placid Bay Estates a Friendly Golf Cart Community with/optional Civic Association Membership. 3 Bedrooms and 2 Bathrooms, 12x16 Deck and 13x6 Front Porch. Upgrades include - Tile Walls in Bathrooms, Luxury Vinyl Planks in Living Room, Dining Room and Kitchen. Stainless Steel Appliances, Granite Counter Top and Recessed Lighting. Voluntary Civic Association Membership fee includes the use of Boat Ramp, Community Center, Picnic grounds and access to fresh water lakes and a Fishing Pier and Access to Potomac River via Mattox Creek. Let's get your tour scheduled today!

36 Lake Dr, Colonial Beach

Listing courtesy of Samson Properties. Contact:

1044 Mattox Ave, Colonial Beach
$299,900
3 Beds ⋅ 2 Baths
Nestled in the golf cart community of Placid Bay, this ranch-style home, built in 2021, offers a harmonious blend of modern luxury and comfortable living. With three spacious bedrooms and two full bathrooms, this home is designed for both relaxation and entertaining, making it the perfect retreat for those seeking an elevated lifestyle. Step inside to discover an inviting open floor plan that seamlessly connects the family room to the gourmet kitchen. The heart of the home features upgraded countertops, stainless steel appliances, and ample table space, ideal for casual dining or hosting gatherings. The entry-level bedrooms provide convenience and privacy, while the primary suite offer a private bath and large closet. The main floor laundry adds to the home's functionality, making daily chores a breeze. Outside, the property sits on a level 0.27-acre lot, with huge fenced rear yard offering plenty of space for outdoor activities or gardening. A shed provide additional storage options, ensuring that your outdoor space remains organized and clutter-free. For those who appreciate the beauty of nature, this residence has water access for boating, canoeing, and fishing including a community boat ramp, dock and community center. Charming front porch, LVP flooring and more! Great location minutes from Colonial Beach, the boardwalk, restaurants shopping and convenient to Dahlgren!

1044 Mattox Ave, Colonial Beach

Listing courtesy of Keller Williams Realty. Contact:

217 Vernon St, Colonial Beach
$369,000
3 Beds ⋅ 2 Baths
This charming farmhouse-style residence, built in 1985, is making some improvements before going active for a turnkey property freshly painted improving the exterior space! This home offers a unique opportunity for investors seeking a property with water-oriented appeal. Nestled just three blocks from the serene Potomac River, this home is perfectly positioned to attract those who appreciate the tranquility and recreational opportunities that waterfront living provides. With three bedrooms and two full bathrooms, this detached home boasts a warm and inviting atmosphere, ideal for creating lasting memories. The classic stick-built construction and vinyl siding ensure durability while maintaining a timeless aesthetic. The property features a convenient lower floor laundry area and a driveway with ample parking space, enhancing its functionality for potential renters or future buyers. Investors will appreciate the potential for increased rental income, as properties near water bodies often command higher rents and attract a diverse range of tenants. The proximity to the Potomac River not only enhances the lifestyle appeal but also opens doors to various outdoor activities, from fishing to kayaking, making it a desirable location year-round. With no pool to maintain, this property offers a low-maintenance investment option, allowing for a focus on maximizing returns. The surrounding area is ripe for growth, making this a strategic addition to any investment portfolio. Embrace the opportunity to own a piece of this tranquil retreat, where comfort meets potential.

217 Vernon St, Colonial Beach

Listing courtesy of Coldwell Banker Elite. Contact:

316 Monroe St, Colonial Beach
$370,000
3 Beds ⋅ 3 Baths
Nestled in the charming TOWN OF COLONIAL BEACH, this exquisite Colonial-style residence offers a perfect blend of comfort and luxury, ideal for those seeking an elevated lifestyle. Built in 2006, this well-maintained home features three spacious bedrooms and two and a half bathrooms, providing ample space for relaxation and entertainment. Step inside to discover a warm and inviting interior, where natural light dances through the windows, highlighting the elegant details throughout. The heart of the home is the gourmet kitchen, complete with a built-in microwave, electric range, and a convenient butler's pantry, perfect for culinary enthusiasts. The adjoining breakfast area invites casual dining, while the formal dining area sets the stage for memorable gatherings. The living space is enhanced by a cozy Heatilator fireplace, creating a perfect ambiance for chilly evenings. The master suite boasts a luxurious soaking tub and a walk-in shower, offering a spa-like retreat right at home. Each bedroom features generous walk-in closets, ensuring that storage is never a concern. The property is situated on a corner lot, providing a sense of privacy and space. With off-street parking for up to four vehicles, convenience is at your fingertips. The outdoor area is complemented by a shed, ideal for additional storage or hobbies. For those who appreciate the beauty of nature, this home is just six blocks from the Potomac River, where a world of water-oriented activities awaits. Enjoy canoeing, kayaking, or simply relaxing at the public beach. With five community docks and navigable waters, fishing and sailing become part of your everyday life. This residence is not just a home; it's a lifestyle. Experience the tranquility of riverside living while being part of a vibrant community. Whether you're entertaining friends or enjoying a quiet evening by the fireplace, this property offers the perfect backdrop for creating cherished memories. Embrace the luxury of comfort and the allure of waterfront living in this exceptional Colonial home.

316 Monroe St, Colonial Beach

Listing courtesy of Coldwell Banker Elite. Contact:

55 Latane Dr, Colonial Beach
$339,900
3 Beds ⋅ 2 Baths
Welcome home to this adorable 3-bedroom, 2-bath true modular home offering 1,776 square feet of comfortable, one-level living in the charming water-oriented community of Ebb Tide Beach! Built in 2013 and refreshed with numerous updates in 2026, this home is truly move-in ready! From the moment you arrive, you’ll love the inviting curb appeal, spacious level yard, fresh landscaping, and cheerful front entrance. Step inside to a bright, open floor plan featuring fresh paint, updated electrical fixtures, and new carpet and luxury vinyl plank flooring throughout. The welcoming living room flows effortlessly into the kitchen, where a large center island provides plenty of room for everyday meals, entertaining, and gathering with friends and family. Just off the kitchen, a convenient utility room offers additional storage, a washer and dryer that convey, and direct access to the backyard. The thoughtfully designed split-bedroom layout provides added privacy, with the spacious primary suite located on one side of the home and featuring a walk-in closet and private full bath. Two additional bedrooms and a second full bath are situated on the opposite side. One of the home’s best surprises is the fantastic bonus room—perfect for a family room, playroom, home office, hobby space, or whatever best fits your lifestyle. From here, step outside onto the covered back porch, complete with a ceiling fan and overlooking the fully fenced backyard. With two separate entrances to the backyard, a storage shed, a recently refaced deck, repaired fencing, and plenty of room to relax, play, garden, or entertain, the outdoor space is every bit as functional as it is enjoyable. The refreshed gravel driveway also provides ample parking. Located in the peaceful, golf-cart-friendly community of Ebb Tide Beach, association membership offers access to the community’s private sandy beach, fishing pier, pavilion, and freshwater lakes—all along the beautiful Potomac River. Enjoy the laid-back river lifestyle while remaining just a short drive from Colonial Beach, waterfront dining, marinas, local shops, and year-round events. Cute, spacious, freshly updated, and full of possibilities—this is the kind of home that simply feels good the moment you walk through the door!

55 Latane Dr, Colonial Beach

Listing courtesy of Keller Williams Capital Properties. Contact:

250 Wildwood Rd, Colonial Beach
$224,900
2 Beds ⋅ 1 Baths
Coming Soon! Welcome to this adorable one-level bungalow nestled in the water-oriented community of Placid Bay! An ideal short-term rental opportunity and great investment, this charming cottage is also perfect for a weekend getaway or full-time residence. Enjoy peaceful country living with the convenience of being just a short walk from the Mattox Creek boat ramp and crabbing dock. Whether you love boating, fishing, crabbing, or simply being near the water, this little gem offers a wonderful opportunity to enjoy the coastal lifestyle! Voluntary HOA! Recent improvements include a new roof and new HVAC system, along with granite countertops, stainless steel appliances, updated kitchen cabinetry, a tankless water heater, updated lighting, and an upgraded bathroom featuring slate walls. The spacious screened-in front porch is the perfect place to enjoy your morning coffee, catch an afternoon breeze, or unwind after a day on the water. Enjoy all that Colonial Beach has to offer, from waterfront restaurants and local entertainment to sandy beaches, boating, and a relaxed coastal atmosphere. Experience the charm of small-town living with a beach lifestyle right at your fingertips! Whether you're looking for an investment property, weekend escape, full-time residence, or your very own beach-inspired retreat, this adorable cottage is ready to welcome you. Affordable, charming, and full of coastal appeal—come discover this Placid Bay gem!

250 Wildwood Rd, Colonial Beach

Listing courtesy of EXP Realty, LLC. Contact:

309 Monroe Point Dr, Colonial Beach
$365,000
4 Beds ⋅ 4 Baths
Welcome to 309 Monroe Point Drive, a beautifully maintained 4-bedroom, 3.5-bath townhome located in the waterfront community of Monroe Point in Colonial Beach. Offering 2,400 square feet of living space across three finished levels, this home combines comfort, functionality, and coastal charm. The open-concept main level features hardwood floors, 9-foot ceilings, abundant natural light, and a spacious kitchen complete with stainless steel appliances and a large center island—perfect for entertaining family and friends. Upstairs, the spacious primary suite offers a walk-in closet and private en-suite bath, while additional bedrooms provide flexibility for guests, family members, or a home office. The finished lower level includes a fourth bedroom and full bath, creating an ideal space for visitors, remote work, or multi-generational living. Enjoy life in a waterfront community featuring water views, walking trails, and easy access to Colonial Beach's restaurants, marinas, shops, and entertainment. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this move-in-ready home offers the perfect blend of space, convenience, and relaxed coastal living.

309 Monroe Point Dr, Colonial Beach

Listing courtesy of All Brokers Realty LLC. Contact:

117 2nd St, Colonial Beach
$350,000
3 Beds ⋅ 3 Baths
MOVE IN READY COLONIAL BEACH VA HOME FOR SALE! Searching for homes for sale in Colonial Beach, VA under $400K? Discover 117 2nd Street, a move in ready 3 bedroom, 2.5 bathroom Colonial priced at $350,000. Built in 2007 with approximately 1,806 square feet, this single family home features fresh interior paint, a recently replaced HVAC system, a spacious main level bonus room, an updated deck, a flat fenced backyard, and a covered front porch. Located approximately three blocks from the Potomac River and minutes from downtown Colonial Beach, it offers everyday comfort with access to beaches, waterfront dining, and the town's golf cart lifestyle. Mature trees shade the front yard and create a welcoming setting for coffee on the covered porch or relaxing at the end of the day. Inside, the freshly painted interior provides a clean backdrop ready for your personal style. The main level connects the kitchen, dining area, and living room for comfortable everyday routines and entertaining. The eating area sits just off the kitchen, with a natural flow into the living room. A main level half bathroom and laundry area add convenience. One of the home's most versatile features is the large main level bonus room. Whether you need a home office, hobby space, exercise area, additional dining room, or second lounge, this flexible layout gives you options. A glass sliding door opens to the recently updated deck, extending the living space outdoors. Picture summer grilling, dining outside, or relaxing with a view of the flat, wood fenced backyard. The yard also offers room for gardening and other outdoor activities. Upstairs are three bedrooms and two full bathrooms, including a primary suite with a private bathroom featuring a separate bathtub and shower. With its flexible bonus room, convenient laundry location, and outdoor living spaces, this Colonial Beach home offers more than the typical three bedroom layout. The location is a highlight for buyers searching for homes near the Potomac River in Colonial Beach, Virginia. Approximately three blocks from the water and about a block and a half from local schools, the home is close to the experiences that make this Northern Neck waterfront town distinctive. Enjoy sandy public beaches, the Colonial Beach boardwalk, fishing at the Town Pier, local shops, waterfront restaurants, and seasonal community events. Golf carts are another way to explore qualifying town streets where permitted. Downtown Colonial Beach is just minutes away by golf cart. For buyers comparing homes near Dahlgren, VA or seeking access to Fredericksburg, the property offers regional connections, with approximate drives of 20 to 25 minutes to Dahlgren and 45 minutes to Fredericksburg, depending on traffic and route. If you're looking for a move in ready single family home in Colonial Beach, VA with three bedrooms, a bonus room, fenced backyard, updated deck, and convenient access to Potomac River recreation, 117 2nd Street brings those features together at $350,000.

117 2nd St, Colonial Beach

Listing courtesy of Coldwell Banker Elite. Contact:

Start Your Search

How much is your home worth?

Get instant property value now!